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    Carolina's Your Local Lending Partner
    Credit Company
    Providing viable financing solutions and credit options.
    Let us help find the right solution for you.
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    Loan packages that fit everyone's Your needs
    Get the
    Right Solution
    We look for the reasons to say 'YES!'
    Let us help find the right solution for you.
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    We are Carolina's Your smartest financial asset.
    We have programs that fit almost every situation.
    Let us help find the right solution for you.

Carolina's Your Local Lending Partner

Excellent Customer Service

Our local, personalized approach that sets us apart.

  Auto Financing   Personal Loans   Dealer Services

Local Full Service Professionals

We understand the needs of our neighbors better than anyone.

  Auto Financing   Personal Loans   Dealer Services

Common Sense Lending

We look beyond the credit score to find the best solution.

  Auto Financing   Personal Loans   Dealer Services
Join the Metrolina Family Come be a part of the Metrolina Team. We are always on the lookout for outstanding talent.
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I am a dealer and want to use Metrolina Credit Company to help my customers secure financing. How do I get set up?

Simply give your local branch a call, or email us at info@metrolinacredit.com and a representative will help you out from there.  We can work with virtually any licensed Automobile Dealership in our local market regardless of size, franchise or independent status, or time in business.  We will help tailor programs that work for you and your customers, as we truly are YOUR local lending partner.




Do I need to maintain Full Coverage Insurance on my vehicle?

Yes.  Metrolina Credit Company does require you maintain full coverage (comprehensive and collision) insurance on your vehicle while your account is open with us.  Simply have your insurance agent or company list Metrolina as the loss payee.

What if I have a complaint or a problem (about my account, about a Metrolina employee, about anything pertaining to my account or service, etc.)?

We encourage you to contact your local office and ask to speak with the Branch Manager.  Most of the time, the Branch Manager can address your concerns and resolve any issues there might be.  However, if you do not feel comfortable doing this, or if you have done this and your situation has still not been resolved to your satisfaction, you can contact our Customer Service Department by emailing us at:


We will respond to your email as quickly as possible – usually by the end of the next business day at the latest.  Your satisfaction is important to us, so please do not hesitate to let us know if there is an issue.

What if I am going to be late on my payment?

Although making your payment on time every month is the best way to re-establish or establish your credit, and is also the best way to minimize the interest you pay on your loan, we understand that life happens.  If you know you are going to be late, all you need to do is give your local branch a call and notify us of your situation.  We will work with you and help set up agreeable arrangements.  Communication is key, and we can always work customers who are willing to work with us and who keep the lines of communication open.

Metrolina News

GWC Warranty And Metrolina Credit Celebrate Two Years Of Partnership October 5, 2017
WILKES-BARRE, PA. – GWC Warranty, the best-in-class provider of used vehicle service contracts sold through automotive dealers, recently celebrated two years of partnership with Metrolina Credit by joining the Carolinas-based lender at the grand opening of its new corporate headquarters and fl[...] Read More
Metrolina Credit Opens Latest Expansion Branch May 3, 2016
For Immediate Release   CHARLOTTE, NC May 3, 2016 – Metrolina Credit Company announced the opening of their newest branch office in Kernersville, NC.  The Kernersville branch services the greater Winston-Salem and Greensboro, NC markets.  This branch expands the Company&rsq[...] Read More
New Saturday Office Hours February 5, 2016
February 5, 2016 - FOR IMMEDIATE RELEASE  Charlotte, NC - Metrolina Credit Company announced today that they are expanding their Branch Office Hours to include regular Saturday operations.  All Branches will now be open from 10 AM to 3 PM every Saturday to better service both our Dealer Pa[...] Read More


Jessica Savage - (Owner) - Savage Automotive Group, Wilmington, NC "Working with Metrolina is  a breath of fresh air compared to some of the other banks we use.  Metro[...]

- Jessica Savage - (Owner) - Savage Automotive Group, Wilmington, NC
Greg Stott (Owner) - 2nd Chance Auto, Sanford, NC "Metrolina Credit Company offers our dealership expeditious secondary lending solutions with fast funding."[...]

- Greg Stott (Owner) - 2nd Chance Auto, Sanford, NC
Gisselle C. - Winston Salem, NC “Thank you again for all your help and everything you've done to work with me and my situation. You have[...]

- Gisselle C. - Winston Salem, NC