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    Carolina's Your Local Lending Partner
    Metrolina
    Credit Company
    Providing viable financing solutions and credit options.
    Let us help find the right solution for you.
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    Loan packages that fit everyone's Your needs
    Get the
    Right Solution
    We look for the reasons to say 'YES!'
    Let us help find the right solution for you.
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    We are Carolina's Your smartest financial asset.
    APPROVED
    We have programs that fit almost every situation.
    Let us help find the right solution for you.

Carolina's Your Local Lending Partner

Excellent Customer Service

Our local, personalized approach that sets us apart.

  Auto Financing   Personal Loans   Dealer Services

Local Full Service Professionals

We understand the needs of our neighbors better than anyone.

  Auto Financing   Personal Loans   Dealer Services

Common Sense Lending

We look beyond the credit score to find the best solution.

  Auto Financing   Personal Loans   Dealer Services
Join the Metrolina Family Come be a part of the Metrolina Team. We are always on the lookout for outstanding talent.
Search Current Openings!  

FAQs

How do I apply for a personal loan?

Simply call the nearest local branch office, or stop on in.  We will an application and be able to have an answer for you the same day – often times in an hour or less.  You can also complete the short "Apply Now" link on this website and a local representative will contact you shortly.

How do I apply for a loan to finance my automobile purchase?

We work with most dealers in our local market.  Give your local branch a call and they can provide you with a list of dealers with which we work the most, or simply ask whichever dealership you are currently working with to send us your application.  You can also complete the short "Apply Now" link on this website and a local representative will contact you shortly.  We will take it from there!

Does it matter that I don't have perfect credit?

Absolutely not.  Metrolina Credit Company understands that 'life happens" so we look beyond the credit score.  We take into account all sorts of things in addition to your credit like your job time, your income, your residence time and many other factors to put together the best options for your particular situation.  We will exhaust every avenue looking for ways to say "YES!"

How much can I borrow?

Our Personal Loans are from $500 to over $10,000 depending on credit, income, debt ratio and collateral.  Typically our Personal Loans are secured by collateral (such as a car, motorcycle, etc.) and the amount of the loan corresponds with the value of the collateral.  When financing the purchase of an automobile, we can finance as little as $2,000 and as much as $20,000.  It  depends on the value of the vehicle being purchased and your particulars in regards to income, debt, credit, etc.  In any case, the best bet is to give us a call and we will help find the best options for your situation.  

Metrolina News

Metrolina Opens New Headquarters July 3, 2017
For Immediate Release – Charlotte, NC                  Metrolina Credit Company is excited to announce the opening of their new Corporate Offices and flagship Branch Office in Charlotte, NC.  The new facili [...] Read More
Metrolina Adds Proven Leader to Management Team July 30, 2016
July 30, 2016 – For Immediate Release  Charlotte, NC -   Metrolina Credit Company announced today a significant addition to its Senior Management Team as they name Justin “Todd” Brister to the position of Director of Branch Operations.  Mr. Brister most recently [...] Read More
Metrolina Credit Opens Latest Expansion Branch May 3, 2016
For Immediate Release   CHARLOTTE, NC May 3, 2016 – Metrolina Credit Company announced the opening of their newest branch office in Kernersville, NC.  The Kernersville branch services the greater Winston-Salem and Greensboro, NC markets.  This branch expands the Company&rsq [...] Read More

Testimonials

Jessica Savage (Owner) - Savage Automotive Group, Wilmington, NC "Working with Metrolina is  a breath of fresh air compared to some of the other banks we use.  Metrolina is quick with funding deals and they have been very helpful with getting our customers approved. " [...]

- Jessica Savage (Owner) - Savage Automotive Group, Wilmington, NC
Greg Stott (Owner) - 2nd Chance Auto, Sanford, NC "Metrolina Credit Company offers our dealership expeditious secondary lending solutions with fast funding." [...]

- Greg Stott (Owner) - 2nd Chance Auto, Sanford, NC
Gisselle C. - Winston Salem, NC “Thank you again for all your help and everything you've done to work with me and my situation. You have been patient and have taken the time out to speak with me and actually listen to what's going on and empathize with me. That's something that no one [...]

- Gisselle C. - Winston Salem, NC