Dealer Services

Nicholas Financial truly is Your Local Lending Partner. With a branch office in each local market served, we have a personalized approach to our Dealers that is unmatched by any other lender.

  • Our Branch Managers have full lending authority and decision their own deals. You won’t have to deal with an out-of-state Underwriting Department that might not understand the local market.
  • Each contract is funded locally from our Branch Office. You won’t have to deal with an impersonal Funding Department in a different Time Zone to get your contract cashed.
  • We do not buy deals on a "slide-rule." Rather, each application is reviewed based on its own merit, with a dedicated focus on finding a way to say "YES."
  • We do not sell our contracts to a third party servicer. We house and service each individual account in our local branch office, and provide our customers with best-in-class service for the life of the loan. Since we do not sell our contracts, we have the flexibility of making common sense decisions when it comes to accepting non-traditional proofs and making out-of-the-box decisions.
  • We are integrated with RouteOne and Dealertrack, but can also accept your customer applications via email or fax. Whatever is easier for you is good for us.
  • We do not have a "book to look" ratio set. We realize that the more applications we see, the more deals we can approve.

Contact your local Nicholas Financial branch office today, and let us prove to you have we really are YOUR Local Lending Partner.